As some of you may have seen, many of my bird photos (especially Woodpeckers) have been shown on a tree eating a small fruit. This is one of my Loquat trees. The trees reach about 33 feet tall, but most are about 13 feet.
The fruits grow in clusters and taste like a mix of peach, citrus and mild mango.
The fruit contain seeds. I have seen as many as four, or as few as one. They grow really fast in subtropical to mild temperate climates where it is often primarily grown as an ornamental plant and secondarily for its delicious fruit.